Oakhaven Health does not represent any of these insurance carriers and the information is provided from publicly available sources, but could vary from the carrier's official information. Do not make an insurance coverage change without first verifying the data for yourself with its primary source.
Carrier Plan Name Individual Deductible Monthly Premium Out-of-Pocket Max Per Year
UnitedHealthcare Exchange Bronze Essential $8,500 ~$815 $9,200
Oscar Health Oscar Bronze Classic $7,500 ~$845 $9,400
Blue KC Choice Bronze 2 (with Spira Care) $8,500 ~$895 $10,600
Ambetter Everyday Bronze $8,450 ~$875 $10,150
Organization Plan Name Age IUA Monthly Subscription Max IUA per Year
Oakhaven Health DPC Primary Care 64 $0 $105 $0
Zion Healthshare Essential 64 $2500 $185 $7500
TOTAL $2500 $290 $7500
Refer to the Zion Healthshare website for definitive information since their terms are subject to change without notice to us.
Zion Healthshare is not an insurance company and does not offer insurance therefore its plans do not adhere to ACA laws.
Plans with lower IUA and higher IUA amounts are available from Zion. For this illustration the plan closest pricing and out-of-pocket expense when compared to to the health insurance plans was selected for illustrative comparison purposes.
Pre-existing conditions that occurred within 2 years of signing up for Zion Healthshare are not covered for the first 12 months and then are covered up certain amounts per year. Under the ACA laws, the health insurance plans cannot exclude certain coverage on the basis of pre-existing conditions.
IUA is the Initial Unshareable Amount per sharing request. This is not comparable to a copay. You and your immediate family on the plan are responsible for 3 IUA's per year.
Zion Healthshare has a service where if you know of an upcoming medical expense that qualifies, you can submit a request in advance and they will prepay the medical provider the amount minus the outstanding IUA. You can also opt to pay directly and then turn in a sharing request afterwards.
If you decide to join Zion and you want to take advantage of the special DPC rates like those mentioned above, use THIS LINK
See the iFramed FAQ below from their website for answers to frequently asked questions.